Welcome to this exquisite home nestled in the heart of Oxnard, CA, within the prestigious gated community known as 'The Cottages' offering resort-style amenities including a pool and jacuzzi. Upon crossing the threshold, you'll be greeted by a spacious and luminous living area boasting upgraded flooring, newer paint and recessed lighting. The adjacent breakfast nook seamlessly transitions into a well-appointed kitchen featuring sleek granite countertops. Conveniently situated on the main floor is a guest bedroom accompanied by a full bath, ideal for accommodating visitors or for flexible use as a home office. Ascend the staircase to discover three additional bedrooms and two full baths, including a luxurious primary suite complete with a private balcony and an indulgent bathroom featuring a deep soaking tub, a walk-in shower, and a generously sized walk-in closet. This residence also offers the convenience of a dedicated laundry room equipped with a washer and dryer. The lower level presents a versatile bonus room, perfect for use as an additional bedroom, a home office, a music studio, or a play area, catering to various lifestyle needs. Parking is a breeze with a two-car garage at street level and ample guest parking. Enjoy outdoor gatherings on the charming front patio, perfect for barbecuing and entertaining guests. This home offers easy access to nearby schools, military bases, Oxnard Harbor, hospitals, and shopping centers. With low HOA fees and no Mello-Roos, this property is VA/FHA approved, making it an attractive opportunity for discerning buyers seeking the perfect blend of luxury, comfort, and convenience.